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Start your application today! When you apply for a mortgage loan with Panhandle Credit
Union, we pull your credit report through the three major credit bureaus, which
are Trans Union, Experian, and Equifax. When PCU pulls your credit, we must
enter certain codes that tell the bureaus that you are applying for a mortgage
loan.
The credit bureaus have the right to sell your information to other lenders in
what are known as “trigger leads”. This could cause you to be inundated with
texts, phone calls, and mail from other lenders trying to get you to apply for
a mortgage loan through them. If you would like to prohibit, or at the very
least, limit the communication that you might receive from these lenders, we
would encourage you to go to the following website and opt out: Optoutprescreen.com. Scroll to bottom and click the
blue ‘click here’. We recommend that you do this several days prior to
filling out your application so that you might eliminate this unwanted
communication.
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